Scam of the Week: Social Security Fraud

Bad guys are abusing the Social Security Administration’s (SSA) online service called My SocialSecurity Account. There are two Social Security scams you need to watch out for at the moment.

The first one is where you receive an official-looking email from the Social Security Administration with an invite to create an account so you can receive your benefits. You land on a webpage where the scammers hope you will fill out all your confidential information. Don’t fall for it. Never click on links in any of these emails. If you want to sign up for a My Social Security Account go directly to

The second scam is where the bad guys actually create an account for someone, and redirect the payments to a bank account controlled by them, not the victim. To prevent this from happening, create your own MySSA account with a strong username and password. This is similar to filing your tax return early before the bad guys file a bogus return and steal your refund.

Another security measure we recommend is that when you create your MySSA account, go to the settings and choose the option that any changes to the bank account into which your check is electronically deposited only be done physically at a Social Security branch office and not using your online account. Note that you may have to travel to that office if you live far away.

Remember – Always Think Before You Click!

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